Bank Account For BISP Beneficiaries
BISP has opened bank accounts for its Kafalat beneficiaries to make quarterly payments safer, faster, and more dignified. Earlier, cash was distributed through camp visits, where distribution stalls were set up and eligible women collected their money after biometric verification. Women from villages and remote areas faced long queues and repeated failed visits; many left home early in the morning, waited for hours, and still returned without their money.
Long waits at camps also caused unpleasant incidents and, in some cases, illegal deductions by agents. To end these problems, BISP Chairperson Senator Rubina Khalid decided to open bank accounts for the program’s deserving women. Each quarterly installment is now transferred directly to the beneficiary’s own account on schedule, so she can withdraw her money whenever she wants.
BISP Bank Account and Digital Payment Update 2026
The quarterly Kafalat installment has been raised from Rs. 13,500 to Rs. 14,500 in 2026 to help vulnerable families cope with inflation and rising living costs. BISP announced bank accounts for women beneficiaries starting with a pilot in seven districts; by early 2026 the program reported that 10 million bank accounts had been opened for women beneficiaries, bringing millions of low-income women into the formal banking system.
BISP has also introduced a digital payment model: beneficiaries receive free SIM cards issued through BISP offices and campsites, linked to digital wallets. Women receive SMS alerts when the installment is disbursed and can withdraw the amount in portions as needed. In coordination with the State Bank of Pakistan, BISP has made its seven partner banks interoperable, so beneficiaries can collect payments from any authorized agent instead of being tied to a single provider.
Issuance of Quarterly Academic Scholarships to Benazir Kafalat
انگلی کی تصدیق کے ذریعے نقد رقم ۔
اس پروگرام نے اپنے استفادہ کنندگان کو رقم نکالنے کے بہت سے آسان اور بہترین طریقے متعارف کرائے ہیں۔ اس کا مقصد لوگوں کو نقد رقم تک آسان رسائی فراہم کرنا ہے۔ اس پروگرام کے تحت ملنے والی رقم مختلف ذرائع سے نکالی جا سکتی ہے۔ بی آئی ایس پی کی چیئرپرسن روبینہ خالد نے پروگرام میں شفافیت کو برقرار رکھنے کے لیے انگلیوں کی تصدیق کے ذریعے رقم نکالنے کا طریقہ متعارف کرایا ہے۔ استفادہ کنندگان اب اپنے قریبی بی آئی ایس پی کے نامزد کردہ بینک اے ٹی ایم پر جاسکتے ہیں اور انگلیوں کی تصدیق کے ذریعے اپنی رقم نکال سکتے ہیں۔خواتین آپ کے قریبی اے ٹی ایم پر جائیں، مشین پر اپنے انگوٹھے کا نشان سکین کریں، اور اسکرین پر موجود زبان کو منتخب کریں۔ BISP پر کلک کریں اور اپنا 13 ہندسوں والا قومی شناختی کارڈ نمبر درج کریں۔ اپنے انگوٹھے کے نشان کی تصدیق کرنے کے بعد، اپنا بیلنس چیک کرنے کے لیے “بیلنس چیک کریں” بٹن پر کلک کریں۔اے ٹی ایم آپ کو آپ کے اکاؤنٹ میں موجودہ رقم کی تفصیلات دکھائے گا۔ پیسے نکالنے کے لیے “ہاں” بٹن پر کلک کریں، اپنی مطلوبہ رقم درج کریں، اور رقم حاصل کرنے کے لیے بٹن دبائیں۔ رقم نکالنے کے بعد اے ٹی ایم سے رسید حاصل کرنا نہ بھولیں۔
Withdraw Cash Through Finger Verification
This program has introduced easy ways for its beneficiaries to withdraw money, so people can access cash without difficulty. The installment received under this program can be withdrawn from several sources. To maintain transparency, BISP Chairperson Rubina Khalid introduced withdrawals through biometric verification. Beneficiaries can now visit their nearest BISP-designated bank ATM and withdraw their cash after fingerprint verification.
Go to your nearest ATM, scan your thumbprint on the machine, and select the language on the screen. Select the BISP option and enter your 13-digit CNIC number. After your thumbprint is verified, use the “Check Balance” option to view your balance.
The ATM will show the current balance in your account. To withdraw cash, select “Yes”, enter the amount you need, and confirm to receive the cash. Always collect your receipt from the ATM after withdrawing money.
Check Online Registration for Punjab Social Protection Authority (PSPA)
Complaints Against BISP Deductors
If you are a regular BISP beneficiary and your installment is being deducted repeatedly, you can file a complaint against the deductor. Visit your nearest BISP tehsil office to register the complaint.
Ask the BISP officer for a complaint form and fill it in completely. Enter your name, your CNIC number, the deducted amount, and the name of the person who made the deduction, then submit the form back to the office.
BISP staff will review your request. If the complaint is found correct, action is taken against the deductor and the deducted amount is transferred back to your account.
BISP Registration for Online Apply
File a Complaint Online
You can also file complaints online against people who deduct your BISP amount. Call BISP’s official helpline 0800-26477 from your mobile or landline to register your complaint.
BISP has also provided WhatsApp numbers for complaints, with separate numbers for each province. Contact the number for your province to register your complaint. Never pay anyone who demands a fee for filing your complaint.
Final Words
Opening a bank account for BISP Kafalat beneficiaries ensures safer, faster, and more transparent payments. Open your account only through official partner banks notified by BISP, using your original CNIC. Never share your personal or banking details with anyone outside BISP’s official channels, and confirm every update through the official website: bisp.gov.pk
Ehsaas Program Registration 8171 NADRA Online