Mawakhat Program launched Interest-Free Loans
Mawakhat Program launched Interest-Free Loans: Al-Khidmat Foundation is a well-known and non-profit organization in Pakistan, and is an organization that has been dedicated to the service of humanity for decades. This charity has committed to improving the lives of poor, needy, and deserving people and its various services. Among the services are education, health, clean water, financial assistance to orphans, and giving them interest-free loans so that they can become self-reliant, the details of which will be explained to you in the article.
The Mawakhat Program has launched interest‑free loans to help unemployed individuals start their own businesses. Applicants can apply through Alkhidmat to receive financial support without any markup.
Interest-Free Loan Scheme
The Al-Khidmat Foundation’s Islamic Microfinance Program is a distinctive scheme to bring self-reliance to the financially weak segments of society. The program is targeted specifically for those individuals who want to start a business or expand their existing business but are hampered by interest-free loans. Al-Khidmat is providing small-scale interest-free loans, all of which comply strictly with Sharia and are completely interest-free. Through this initiative, deserving men and women are being provided to obtain self-respect employment opportunities, so that they can not only light the hearth of their own homes through their hard work, but also employ others. For official background, read Alkhidmat’s Islamic Microfinance program on their website.
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Loan Distribution Ceremony
A grand and prestigious ceremony was held to provide interest-free loans to deserving individuals and women under the Al-Khidmat Islamic Microfinance Program, which was also attended by many important personalities. Al-Khidmat Foundation’s National Director for Islamic Microfinance, Mian Babar Hameed, Al-Khidmat Lahore President Engineer Ahmed Hamad Rasheed, and other officials were present during the ceremony. This ceremony educated the attendees about both the benefits of the program as well as the importance of an interest-free economy, according to Islamic principles. During the ceremony, Mian Babar Hameed provided helpful advice to the youth and entrepreneurs and promoted ideas and opportunities for the youth regarding economic independence.
Rs 1.22 Billion Disbursed: Latest Official Figures
The latest official figures from Alkhidmat’s Islamic Microfinance page show the program’s remarkable scale: since 2012, it has disbursed PKR 1,220 million in interest-free loans, supporting 25,583 beneficiaries across Pakistan. The program’s loan portfolio stood at PKR 866 million in 2025 — a clear sign of the public’s trust in Al-Khidmat Foundation’s transparent and efficient operations.
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Role of Women: From Home Economy to National Economy
Al-Khidmat Foundation has specifically prioritized enabling women through its interest-free loan program. The program has been nothing short of a blessing for homemakers, widows, and less educated women. These loans open up the ability for these women to start jobs from home: sewing clothes, providing beauty parlor services, providing food and drink services, etc. Not only is this financial burden somewhat alleviated for these women, but they also have a respectable position in society. This activity of Al-Khidmat can be considered a positive example of women’s empowerment.
Opportunities for Youth
During the event, Mian Babar Hameed advised the youth to grab business opportunities around them. He stated that the youth of Pakistan are gifted but are not able to succeed due to different types of limitations. The Al-Khidmat Foundation’s interest-free loans program is a golden opportunity for them to utilize their talents and step towards a prosperous future.
Transparency, Integrity, and Trust
The biggest reason for the success of Al-Khidmat Foundation is its transparency and integrity. Complete records of loan disbursement are kept, and all processes are in accordance with Sharia. This is why people trust this institution and hand over their Zakat, Sadaqa,t and donations to it.
Future Planning
Al-Khidmat Foundation has resolved that in the coming time, the scope of interest-free loans will be further expanded, so that more and more people can benefit from this facility. Through this program, a dream is being seen of an economy that is interest-free, trustworthy, and empowered.
Conclusion
Al-Khidmat Foundation’s interest-free loan program is like a bright lamp that is bringing happiness to people’s lives by becoming a ray of hope in the darkness. If this program continues with the same spirit and intention, millions of people in Pakistan will not only be financially stable but will also play an important role in the country’s economy. If you want to benefit from this program, you can apply through your nearest Alkhidmat office, call the Alkhidmat helpline at 0800 44448, or email [email protected] — please note there is no online loan application portal on Alkhidmat’s website. Warning: unofficial websites and mobile apps that copy Alkhidmat’s name to collect loan applications are not the official channel, so never share your personal documents with them. The Small Business Loan under this program goes up to Rs 150,000. In August 2025, Alkhidmat also announced interest-free loans of up to Rs 500,000 for flood-affected families in Khyber Pakhtunkhwa to help them restart their businesses, with small traders receiving Rs 100,000 each.