Benazir Kafalat Program Phase 2 October 2026
The second phase of the Benazir Kafalat October 2026 installment has started. Moreover, this phase covers beneficiaries in 35 districts across Pakistan, with the rollout beginning on October 7, 2026. Under the new digital payment system, women can withdraw their quarterly Rs. 14,500 Kafalat amount from authorized retailers of partner banks after receiving the payment confirmation SMS. Therefore, deserving families who missed the first phase can now receive the Rs. 14,500 assistance amount and meet their daily needs.
This time, the government has included these deserving families in the second phase so they can meet their needs with the Rs. 14,500 assistance amount. In addition, under BISP’s new digital payment system, beneficiaries withdraw their payment from authorized retailers of partner banks after receiving an SMS confirmation — and there is no payment fee. Finally, a helpline number is provided for complaints in case anyone demands a fee during withdrawal.
First, you can register a complaint by calling or messaging the helpline number. The quarterly Kafalat installment is released in phases; specifically, the second phase of the October 2026 installment began on October 7, 2026, covering 35 districts. Beneficiaries who missed the first phase can now collect their Rs. 14,500 payment.
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بے نظیر کفالت پروگرام کا دوسرا مرحلہ
بے نظیر کفالت پروگرام کی اکتوبر 2026 کی قسط کا دوسرا مرحلہ شروع ہو گیا ہے۔ یہ مرحلہ ان مستحق خاندانوں کے لیے ہے جو پہلے مرحلے سے محروم رہے۔ حکومت نے ان خاندانوں کو شامل کیا ہے تاکہ وہ 14,500 روپے کی امدادی رقم حاصل کر کے اپنی ضروریات پوری کر سکیں۔
For instance, BISP disburses the quarterly Kafalat installment to beneficiaries in different phases.
Ehsaas Tracking Pass Gov Pk | 8171 Web Portal
Payment Fees
However, in the Benazir Kafalat program, you do not need to worry if someone asks for money when you go to collect your payment. The government has announced that there is no payment fee — you receive the full Rs. 14,500 Benazir Kafalat payment without any deductions or fees.
If anyone demands a fee at a retailer shop, ATM, or bank, you can file a complaint. Therefore, under the new digital payment system, visit an authorized retailer of a BISP partner bank with your original CNIC after receiving the payment confirmation SMS, complete biometric verification, and collect your full Rs. 14,500 payment.
Furthermore, to ensure that every beneficiary receives the full payment, BISP has introduced the digital payment system with retailer-based disbursement. As a result, all deserving families will now get their complete Rs. 14,500 amount, enabling them to meet their needs.
ادائیگی کی فیس
بے نظیر کفالت پروگرام میں، آپ کو پریشان ہونے کی ضرورت نہیں اگر آپ ادائیگی لینے جائیں اور آپ سے کوئی رقم مانگے۔ حکومت نے اعلان کیا ہے کہ ادائیگی کی کوئی فیس نہیں ہے — آپ کو 14,500 روپے کی مکمل ادائیگی بغیر کسی کٹوتی یا فیس کے ملتی ہے۔
اگر آپ سے ریٹیلر شاپ، اے ٹی ایم یا بینک میں کوئی فیس مانگے تو آپ شکایت درج کروا سکتے ہیں۔ نئے ڈیجیٹل ادائیگی نظام کے تحت، ادائیگی کی تصدیقی ایس ایم ایس موصول ہونے کے بعد اپنے اصل شناختی کارڈ کے ساتھ بی آئی ایس پی کے پارٹنر بینک کے مجاز ریٹیلر پر جائیں، بائیومیٹرک تصدیق مکمل کریں اور اپنی مکمل 14,500 روپے کی ادائیگی حاصل کریں۔
اس بات کو یقینی بنانے کے لیے کہ ہر مستحق فرد کو مکمل ادائیگی ملے، بی آئی ایس پی نے ریٹیلر پر مبنی ادائیگی کے ساتھ ڈیجیٹل ادائیگی نظام متعارف کروایا ہے۔ اب تمام مستحق خاندانوں کو ان کی مکمل 14,500 روپے کی رقم ملے گی۔
Verification of Benazir Taleemi Wazaif for New Payment
Helpline Number for Complaints
Specifically, the government has issued helpline numbers for complaints. If you do not receive your full Rs. 14,500 payment, you can complain by calling the BISP helpline 0800-26477 or by calling or messaging 8171. Moreover, these complaint registration helplines are specifically for Benazir Kafalat beneficiaries.
If you do not know how to file a complaint through the helpline, you can visit your nearest BISP center or Benazir office. Then, at the complaint desk, state the purpose of your visit and provide your complete information.
Finally, after filling out the complaint form and submitting it, your complaint will be registered, and you will receive your full payment if the complaint is found correct.
شکایات کے لیے ہیلپ لائن نمبر
حکومت کی جانب سے شکایات کے لیے ہیلپ لائن نمبرز جاری کیے گئے ہیں۔ اگر آپ کو اپنی مکمل 14,500 روپے کی ادائیگی موصول نہیں ہوتی تو آپ بی آئی ایس پی ہیلپ لائن 0800-26477 پر کال کر کے یا 8171 پر کال/میسج کر کے شکایت درج کروا سکتے ہیں۔
اگر آپ ہیلپ لائن کے ذریعے شکایت درج کرانے کا طریقہ نہیں جانتے تو آپ اپنے قریبی بی آئی ایس پی سنٹر یا بینظیر آفس جا کر بھی شکایت درج کروا سکتے ہیں۔ شکایت ڈیسک پر اپنا مقصد بتائیں اور اپنی مکمل معلومات فراہم کریں۔
شکایت فارم پُر کر کے جمع کرانے کے بعد آپ کی شکایت درج ہو جائے گی، اور اگر شکایت درست پائی گئی تو آپ کو مکمل ادائیگی مل جائے گی۔
Districts Included in the October 2026 Phase 2
First, the October 2026 Kafalat installment is being released in phases. In the second phase, which began on October 7, 2026, payments are being distributed in 35 districts. Beneficiaries who could not collect the Rs. 14,500 payment in the first phase despite being eligible can now receive it in this phase.
For the complete district list and withdrawal dates, see our Benazir Kafalat Program Payments Update 2026 guide. In addition, beneficiaries who missed the assistance payment will now be covered under the Benazir Kafalat program’s second phase.
Final Words
The rollout of the Benazir Kafalat Program’s October 2026 second phase marks another milestone in Pakistan’s efforts to support its most vulnerable citizens. Moreover, through continued financial assistance, the program aims to uplift low-income families and provide them with the means to meet their basic needs with dignity. It stands as a testament to the government’s commitment to social welfare and inclusive growth.
As this new phase unfolds, it brings renewed hope for millions of deserving households across the country. By ensuring transparency, accessibility, and fairness, the initiative not only strengthens economic resilience but also promotes social justice. Finally, the Benazir Kafalat Program continues to shine as a symbol of care, compassion, and progress for all.
For the latest updates on BISP and Ehsaas programs, visit the 8171 BISP Information homepage.
Benazir Kafalat Program Payments Update: 2nd Phase District List and Withdrawal Dates