CM Maryam Nawaz Electric Bike Scheme
The CM Maryam Nawaz Electric Bike Scheme is distributing more than 125,000 electric bikes to students across Punjab, with zero down payment, a 0% markup rate, and a monthly installment of Rs. 3,028. Furthermore, this guide covers everything confirmed so far — eligibility, required documents, the application process, cost breakdown, and answers to the most common questions.
Latest Update (October 2026)
16 October 2026 ko University of Sahiwal ki taqreeb mein CM Maryam Nawaz ne elaan kiya ke 100,000 electric bikes ki taqseem 5 November 2026 se shuru hogi, aur female students ke liye bara hissa reserved rakha gaya hai. (ProPakistani, MinuteMirror — 16 Oct 2026) According to the latest figures, over 1.2 million citizens registered for the scheme, with more than 600,000 completing their applications.
CM ne is taqreeb me ye bhi wazeh kiya ke budgetary mushkilat ki wajah se filhal 100,000 bikes di ja rahi hain — un ke mutabiq federal government ne is saal Punjab ke funds wapas liye thay, lekin unho ne ye raqam faraham ki. (UrduPoint, LHR Times, Daily Qudrat — 16 Oct 2026). Federal finance ministry ne is daway par abhi tak koi tabsara nahi kiya.
Free Driving Training for Female Students (New — October 2026)
On 12 October 2026, Chief Minister Maryam Nawaz directed the authorities to expedite Phase II and ordered free driving training for successful female applicants. Female students submitted 314,445 of the 607,399 completed applications. The stated aim is safe, convenient travel for educational activities and reduced travel expenses (ARY News, 12 Oct 2026; UrduPoint, 12 Oct 2026; TechJuice, 12 Oct 2026).
The verification and selection process is scheduled for completion during October 2026, followed by transparent balloting for 100,000 e-bikes on Rs 3,000 monthly installments, with the government bearing interest and insurance (ARY News; UrduPoint; TechJuice, 12 Oct 2026). Note: this guide otherwise cites the confirmed Phase II allocation of 125,000+ bikes; the 100,000 figure refers to the balloting reported in the 12 October statement.
What Is the CM Electric Bike Scheme?
The CM Electric Bike Scheme is a Punjab government initiative that Chief Minister Maryam Nawaz Sharif approved, providing subsidized electric bikes to students on easy monthly installments through the Bank of Punjab. It isn’t a free giveaway. Instead, it’s an interest-free loan, where the government pays the markup (interest) and insurance on the applicant’s behalf, so students only repay the principal amount in fixed monthly installments.
The scheme runs in partnership with:
- Bank of Punjab (BOP) — handles financing, verification, and installment collection
- Punjab Information Technology Board (PITB) — manages the online portal and the computerized e-ballot
- Punjab Transport Department — oversees bike delivery through authorized dealers
What’s New in the September 2026 Phase (Phase II)
Furthermore, at a review meeting on September 2, 2026, CM Maryam Nawaz approved the largest single expansion of the scheme so far — over 125,000 electric bikes — and made the terms significantly more student-friendly than earlier phases:
- Down payment removed entirely. For example, earlier phases required students to pay an upfront amount (around Rs. 14,000); the scheme has now scrapped it completely.
- No charges beyond the monthly installment. Moreover, the CM rejected all proposals for additional fees.
- In addition, government now pays interest and insurance on every bike, on top of the existing subsidy.
- Monthly installment fixed at Rs. 3,028, over a confirmed 36-month repayment period (Rs. 109,000 total repayment).
- Portal opened Friday, September 4, 2026 at the official address bikes.punjab.gov.pk, with applications due by October 4, 2026.
- The scheme is expanding beyond students for the first time; government employees, departments, and delivery riders will join in phases.
Note on scale: some earlier reports referenced a 100,000-bike phase; however, the confirmed figure for this September 2026 phase, as reported by ARY News, Business Recorder, and The Nation, is 125,000+ bikes.
Cost, Subsidy & Installment Breakdown
| Item | Amount |
|---|---|
| Total bike cost | Rs. 199,000 |
| Government subsidy | Rs. 90,000 |
| Amount student repays | Rs. 109,000 |
| Monthly installment | Rs. 3,028 |
| Repayment period | 36 months |
| Down payment | None |
| Markup (interest) | 0% — paid by Punjab government |
| Insurance | Paid by Punjab government |
Each bike carries a lithium iron phosphate (LiFePO4) battery, and colors follow a standard scheme: black for male students, pink for female students. Selected students also receive a free helmet and safety rod, plus free two-day riding training for anyone who wants it. Students cannot sell the bike during the loan period — it remains under bank financing until they fully repay all installments.
Bike Specifications
The bikes use a lithium iron phosphate (LFP) battery rated at 72V 30Ah, a 1000W motor, and a top speed of 50–55 km/h.
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Who Can Apply (Eligibility)
According to the official scheme rules on the Punjab portal, applicants must:
- Be at least 18 years old
- Be a regular student at a degree college or university recognized by the Higher Education Commission (HEC)
- Hold a valid motorcycle learner’s permit or driving license
- Belong to one of the 33,000+ public and private educational institutions covered under the scheme
Quota system: The scheme maintains equal quotas for male and female students at the divisional level, with additional proportional quotas for the rest of Punjab. Therefore, where applications exceed the available quota in a category, PITB conducts a computerized e-ballot based on the applicant’s domicile district.
One bike per applicant. You may apply for an electric bike, a petrol bike, or a scooty — not more than one, and not more than one type. However, if the ballot selects two siblings and both pass verification, only one of them will ultimately receive a bike; the scheme strictly enforces this rule.
Documents Required
Have these ready before you start your application (each file must be under 2MB). Also note: if a guarantor is required, the guarantor’s mobile number must be registered in their own name; overseas Pakistanis cannot act as guarantors.
- Original CNIC (or Form-B for applicants under 18)
- Current enrollment certificate from your HEC-recognized institution
- Valid motorcycle learner’s permit or driving license
- Domicile certificate or valid proof of Punjab residence
- Recent passport-size photograph
How to Apply — Step by Step
The scheme accepts applications only online — there is no offline or in-person application route for the general process.
- Go to the official portal: bikes.punjab.gov.pk
- Register using your CNIC number and an active mobile number (preferably registered on your own CNIC)
- Verify via OTP sent to your mobile number
- Fill in your personal and institution details
- Upload your documents (CNIC, enrollment certificate, license, domicile certificate, photo)
- Choose your vehicle type — electric bike, petrol bike, or scooty
- Review and submit — save your Application ID, you’ll need it to track your status and ballot result
Need help applying? The Punjab IT Board’s “Maryam Ke Dastak” facility sends a registered facilitator to your home to complete the registration for you. You can also book this through the PITB helpline or the Maryam Ke Dastak mobile app. Once submitted, you can track your application status on the official portal using your Tracking ID and CNIC.
For financing questions, Bank of Punjab (which manages the installments) can be reached at 042-111-333-267.
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Selection Process: How the Ballot Works
The typical path from application to bike: Apply online → PITB e-ballot (if oversubscribed) → Bank of Punjab verification → Approval notification (SMS/email) → Bike collection from an authorized dealer
However, if the first ballot doesn’t select you, your application remains in the system and the scheme may consider it in future phases.
The Punjab government has announced that distribution of 100,000 electric bikes will begin on 5 November 2026. The announcement was made by CM Maryam Nawaz at a University of Sahiwal ceremony on 16 October 2026; official ballot/result details are still awaited. (ProPakistani, MinuteMirror — 16 Oct 2026)
After Selection: Bike Delivery Process
CM Maryam Nawaz has directed authorities to ensure selected students receive their bikes within six weeks of approval. Once approved, you’ll then be notified to complete Bank of Punjab loan verification, after which you can collect your bike from an authorized dealer.
Beyond Students: Teachers, Employees & Riders
The scheme has received in-principle approval to expand gradually beyond students to:
- Government employees and departments
- Public delivery riders
- Government school teachers — who apply through a separate portal, ptf.punjab.gov.pk, not the student portal
For teachers specifically, press reports put the allocation at 5,000 e-bikes in the first phase and 15,000 across three phases under the Punjab Teachers Foundation, with priority for female teachers and those posted in rural areas. However, press reports provide these figures, and the teacher track’s own terms don’t appear on the student portal (bikes.punjab.gov.pk).
Meanwhile, the authorities are still finalizing eligibility rules, salary-grade cutoffs, and repayment terms for these categories, and will publish them on the respective official portals as they become available.
How the Scheme Has Grown
- Phase 1: Launched with 1,000 e-bikes and 19,000 petrol bikes, limited to five cities, with an advance payment required.
- CM Youth Initiative phase: Expanded to 27,200 bikes issued, with 55% going to female applicants despite there being no formal women’s quota at the time.
- September 2026 phase (current): 125,000+ bikes, no down payment, no extra charges, scheme opened beyond students for the first time — the largest expansion yet in both scale and terms.
Avoiding Scams & Fake Portals
The scheme’s popularity has attracted fraudulent look-alike websites and social media pages. Consequently, keep in mind:
- The only official portals are bikes.punjab.gov.pk (students) and ptf.punjab.gov.pk (teachers)
- Never pay any agent — the entire process, including the ballot, is free and computerized
- Don’t trust unofficial WhatsApp or Facebook links claiming to guarantee selection
- Report suspected fraud to the Punjab Police helpline at 15, or online at cybercrime.gov.pk
Frequently Asked Questions
Is there really no down payment for the September 2026 phase?
Correct — CM Maryam Nawaz specifically directed officials not to collect any down payment or advance payment under this phase. In contrast, earlier phases had required an upfront payment, but the scheme has removed it entirely for the current 125,000-bike expansion.
What is the monthly installment and for how long do I pay it?
Rs. 3,028 per month for 36 months, with 0% markup — the Punjab government covers all interest.
How is the winner selected — is it first-come-first-served or a ballot?
PITB runs a computerized e-ballot whenever applications in a category exceed the available quota. In other words, it is not first-come-first-served.
Can private university students apply?
Yes. The scheme covers students from all HEC-recognized public and private institutions across the 33,000+ covered institutions.
Can I apply for both an electric bike and a petrol bike?
No. Each applicant may apply for only one bike — either an e-bike, a petrol bike, or a scooty.
What happens if I’m not selected in the ballot?
Instead, your application stays on record and the scheme may consider it in a future phase; a non-selection doesn’t automatically discard it.
How long after approval will I get my bike?
The government’s target is within six weeks of approval, following Bank of Punjab verification.
Is this scheme only for students?
For now, primarily yes, but it has received in-principle approval to expand to government employees, departments, teachers (via ptf.punjab.gov.pk), and delivery riders in future phases.
What is the application deadline?
Applications opened September 4, 2026, with a deadline of October 4, 2026. Therefore, always confirm the current deadline on the official portal, as the government can extend deadlines.
Is there a late fee if I delay a monthly installment?
The official portal confirms that late payment charges apply if a monthly installment is delayed, but it does not publish a fixed late-fee amount.